Objectif Quotanda is a lending as a service (LaaS) platform providing a suite of student loan services. Its technology and staff supervise all aspects of partners’ online lending programs, including: program set-up, marketing, compliance to selection requirements, origination, automated credit decisions, loan disbursement, extended servicing (collecting interest and principal), and default management. As a B2B2C LaaS platform, two are the main groups Quotanda is addressing to: banks and schools through which students, which are the final users, are eventually pointed. Quotanda manages all aspects of loan programs for banks or extended payment plans for schools. It supports economic growth via wage premiums for educated (or re-skilled workers) and helps to reduce deficiencies of inequality and social exclusion. Quotanda is challenging the status-quo with a technology that broadens financial inclusion and access to education by helping schools to introduce flexible and affordable financing programs for students, as shown by the 2 successful loan programs running in Spain in collaboration with IESE Business School MBA and IronHack – Spain’s first code bootcamp. On the other side it helps banks to acquire millennial customers with high Lifetime Value efficiently while making students and families loan decision faster. Having proved online origination and servicing capabilities, Quotanda sees this feasibility study as an opportunity to help grow and test its turnkey platform on a larger level, by bringing superior efficiency at scale to various banks and schools. Its concept greatest ambition is to set a standard the education lending market with an increasing share that will arrive to count at least for 1.75% of the entire online education lending market in the forthcoming 4 years, by closing partnerships with 11 lenders and 40 among universities, schools and code bootcamps by the end of 2017. Champ scientifique social sciencessociologysocial issuescorruptionsocial sciencessociologyindustrial relationsautomationsocial sciencessociologysocial issuessocial inequalitiessocial scienceseconomics and businessbusiness and managementbusiness modelssocial scienceseconomics and businessbusiness and managementemployment Programme(s) H2020-EU.2.1.1. - INDUSTRIAL LEADERSHIP - Leadership in enabling and industrial technologies - Information and Communication Technologies (ICT) Main Programme H2020-EU.2.3.1. - Mainstreaming SME support, especially through a dedicated instrument Thème(s) SMEInst-01-2016-2017 - Open Disruptive Innovation Scheme Appel à propositions H2020-SMEInst-2016-2017 Voir d’autres projets de cet appel Sous appel H2020-SMEINST-1-2016-2017 Régime de financement SME-1 - SME instrument phase 1 Coordinateur QUOTANDA LOANS SL Contribution nette de l'UE € 50 000,00 Adresse AV. DIAGONAL, 404-406, P.EN PTA. 3 08037 BARCELONA Espagne Voir sur la carte PME L’entreprise s’est définie comme une PME (petite et moyenne entreprise) au moment de la signature de la convention de subvention. Oui Région Este Cataluña Barcelona Type d’activité Private for-profit entities (excluding Higher or Secondary Education Establishments) Liens Contacter l’organisation Opens in new window Participation aux programmes de R&I de l'UE Opens in new window Réseau de collaboration HORIZON Opens in new window Coût total € 71 429,00
