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The first Background paper of the Electronic Payment Systems Observatory (ePSO) identifies the strategic and technical issues that will be discussed in the ePSO Forum - an online discussion group consisting of payment systems experts and a broad range of market players. The discussion will concentrate on electronic retail payment systems -focussing on the needs of consumers, merchants and SMEs. While in principle all electronic retail payment systems will be analysed, special emphasis will be given to payment methods in the context of electronic commerce on the Internet and the development of cross-border payment systems. The issues that have been identified are grouped around eight broad categories: e-money, enhanced access products, micropayment solutions, payment systems infrastructure, regulation and innovation, standardization and interoperability, consumer protection, anonymity, privacy and security and integration of payments into online transactions.

Background Paper No. 1
Electronic Payment Systems Observatory ry

Additional information

Authors: BÖHLE K ET AL, JRC Institute for Prospective Technological Studies, Seville (ES)
Bibliographic Reference: EUR 19933 EN (2001), pp. 20. Euro: Free of charge
Availability: Available from European Commission, JRC Knowledge Management Unit, Ispra (IT) Tel: +39 033278 9843 or +39 033278 9864 Fax: +39 033278 9623 E-mail:
Record Number: 200214249 / Last updated on: 2002-01-15
Original language: en
Available languages: en