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STRUCTURAL ANALYSIS of HOUSEHOLD SAVINGS AND WEALTH POSITIONS OVER THE LIFE CYCLE

Objective



The overall objective of the research in the network is to improve our postdoctoral researchers joining the participating teams. The teams in the understanding of financial decision making by individuals and households, in particular with respect to savings, investment (portfolio choice), and network ail have ample experience in the area and provide adequate research facilities. This provides an ideal environmnent for training of young the provision for old age. The objective is motivated by the greying of researchers. Furthermore, we plan frequent workshops involving all teams, the population of the EU and the ensuing concern for the income position of the future generations of the elderly, and by the goals of the financial so the postdocs will have frequent exposure to the research of other sector (including banks and pension funds) to provide financial services teams in the network.
to households that are adequate in view of the way in which these households view their future and make their decisions.
On the basis of micro-datasets from different countries both fundamental and applied research into household and individual financial decision making will be undertaken. Partly researchers will use datasets from their own country in a cross-country comparison framework, partly the same (very extensive) data set will be used by different teams. Furthermore, laboratory experiments will be part of the project and economists, econometricians, and psychologists will collaborate. The fundamental research topics studied include the precautionary, bequest and other motives for saving, experimental work on time preference, risk aversion, and decision making about savings. The applied work will include the relation between private savings and pension provisions; portfolio choice, diversification and taxes; saving behaviour and wealth position of the elderly; asset accumulation, early retirement schemes and labour supply; labour supply, liquidity constraints, savings and housing demand.

Funding Scheme

NET - Research network contracts

Coordinator

TILBURG UNIVERSITY
Address
Warandelaan 2
5037 AB Tilburg
Netherlands

Participants (9)

Ecole Normale Supérieure
France
Address
48,Boulevard Jourdan 48
75014 Paris
Humboldt-Universität zu Berlin
Germany
Address
1,Spandauerstraße
10178 Berlin
INSTITUTE FOR FISCAL STUDIES
United Kingdom
Address
Ridgmount Street 7
London
PROMETEIA CALCOLO SRL
Italy
Address
Via G. Marconi 43
40122 Bologna
UNIVERSITA CA' FOSCARI DI VENEZIA
Italy
Address
San Giobbe 873
30121 Venezia
UNIVERSITA DEGLI STUDI DI SALERNO
Italy
Address
Via Ponte Don Melillo 1
84084 Fisciano
UPPSALA UNIVERSITY
Sweden
Address
10,Kyrkogardsgatan 10
751 20 Uppsala
University of York
United Kingdom
Address
Heslington
YO1 5DD York
Universität Mannheim
Germany
Address

68131 Mannheim