Skip to main content
Go to the home page of the European Commission (opens in new window)
English en
CORDIS - EU research results
CORDIS

Financial Technology and Voter Preferences

Objective

Financial technologies (FinTech) are transforming how citizens access financial services, yet their impact on democracy remains unexplored. As FinTech reshapes employment and wealth distribution, does it also change political preferences and voting behavior? FINVOTE investigates how FinTech adoption, through usage and employment, affects political attitudes across developed economies, addressing a critical gap in understanding technological disruption's democratic consequences. The project employs three approaches: (1) developing a theoretical framework linking FinTech to political preferences via economic displacement; (2) conducting cross-country analysis using Global Findex data to causally identify FinTech's effects on policy support; (3) implementing conjoint experiments across Baltic states testing voter responses to candidates with FinTech backgrounds. The Baltic states offer ideal variation: Estonia leads with 14 unicorns and advanced regulatory frameworks, Lithuania hosts 270+ FinTech companies with progressive licensing, while Latvia has fewer firms and conservative approaches—creating natural variation for studying political responses to technological disruption. The Global Fellowship begins at Singapore Management University—the world's highest FinTech adoption environment, where expertise in causal inference and the Behavioral Sciences lab provide essential training. The return phase at Vilnius University leverages departmental specialization in FinTech regulation for data collection and analysis. A six-month placement at the Lithuanian Central Bank translates findings into policy. FINVOTE delivers timely evidence as democracies confront technological change and declining trust. By revealing whether FinTech strengthens or weakens democratic foundations, the project informs regulatory frameworks balancing innovation with political stability, providing policymakers tools to anticipate democratic risks while harnessing economic benefits.

Fields of science (EuroSciVoc)

CORDIS classifies projects with EuroSciVoc, a multilingual taxonomy of fields of science, through a semi-automatic process based on NLP techniques. See: The European Science Vocabulary.

You need to log in or register to use this function

Keywords

Project’s keywords as indicated by the project coordinator. Not to be confused with the EuroSciVoc taxonomy (Fields of science)

Programme(s)

Multi-annual funding programmes that define the EU’s priorities for research and innovation.

Topic(s)

Calls for proposals are divided into topics. A topic defines a specific subject or area for which applicants can submit proposals. The description of a topic comprises its specific scope and the expected impact of the funded project.

Funding Scheme

Funding scheme (or “Type of Action”) inside a programme with common features. It specifies: the scope of what is funded; the reimbursement rate; specific evaluation criteria to qualify for funding; and the use of simplified forms of costs like lump sums.

HORIZON-TMA-MSCA-PF-GF - HORIZON TMA MSCA Postdoctoral Fellowships - Global Fellowships

See all projects funded under this funding scheme

Call for proposal

Procedure for inviting applicants to submit project proposals, with the aim of receiving EU funding.

(opens in new window) HORIZON-MSCA-2025-PF

See all projects funded under this call

Coordinator

VILNIAUS UNIVERSITETAS
Net EU contribution

Net EU financial contribution. The sum of money that the participant receives, deducted by the EU contribution to its linked third party. It considers the distribution of the EU financial contribution between direct beneficiaries of the project and other types of participants, like third-party participants.

€ 271 234,44
Address
UNIVERSITETO G. 3
01513 Vilnius
Lithuania

See on map

Region
Lietuva Sostinės regionas Vilniaus apskritis
Activity type
Higher or Secondary Education Establishments
Links
Total cost

The total costs incurred by this organisation to participate in the project, including direct and indirect costs. This amount is a subset of the overall project budget.

No data

Partners (2)