Description du projet
Rendre les hypothèques plus simples pour tous
Le processus de demande de prêt au logement peut être assez compliqué à traverser, en particulier pour les nouveaux acheteurs. Le projet CL Platform, financé par l’UE, simplifiera la situation. Cette plateforme de logiciel en tant que service (SaaS) sert les deux parties à la table de l’hypothèque: les consommateurs, et les conseillers et prêteurs. Les conseillers en hypothèque payeront un droit de licence annuel pour utiliser la plateforme, ainsi qu’une commission pour chaque hypothèque réalisée par son intermédiaire. Les prêteurs hypothécaires devront uniquement payer un tarif fixe pour chaque demande reçue. Le prototype de la plateforme a été testé avec succès en Irlande. Le projet prévoit de la commercialiser dans un premier temps en Irlande et au Royaume-Uni avant de cibler l’Europe centrale et le reste du continent.
Objectif
CL Platform is a mortgage application platform that simplifies the mortgage application process for mortgage advisors, mortgage lenders and consumers. It does this by streamlining and integrating application data between all stakeholders and automating many processes. CL Platform makes the mortgage application process quicker, more efficient and cheaper for mortgage advisors, mortgage lenders and consumers.
CL Platform is a multisided business serving both mortgage advisors and mortgage lenders, and benefiting consumers. CL Platform is delivered as a Software as a Service (SaaS). Mortgage advisors pay an annual licence fee for use and a commission for each mortgage that gets completed through the platform. Mortgage lenders pay a fixed fee for each applicant data received. We will commercialise in the target markets of UK and Ireland, followed by Central Europe then the rest of Europe. We will target first smaller mortgage advisors as they are quicker to adopt new solutions. Growth among these will attract larger mortgage advisors and mortgage lenders.
To date we have developed an Alpha prototype of CL Platform for our local Irish market and it has received positive feedback from both advisors and lenders. The proposed projects fits in with our strategy as it will enable us to accelerate the development of the core platform into and MVP, explore new EU markets and localise the solution, and pilot test with advisors and lenders within these markets to validate CL Platform. It will also allow us to prepare for commercialisation by develop specific marketing and communication material, ensuring compliance with regulatory requirements and protecting our intellectual property. At the end of the project we will have a commercial product ready to start generating revenue within our initial target markets.
Programme(s)
Régime de financement
SME-1 - SME instrument phase 1Coordinateur
MONKSTOWN
Irlande
L’entreprise s’est définie comme une PME (petite et moyenne entreprise) au moment de la signature de la convention de subvention.