Descripción del proyecto
Hipotecas fáciles para todos
El proceso de solicitud de un préstamo hipotecario puede ser bastante complicado de recorrer, especialmente para los compradores primerizos. El proyecto CL Platform, financiado con fondos europeos, simplificará esta situación. Esta plataforma de «software» como servicio (SaaS) sirve para ambas partes del proceso: los consumidores, y los asesores y prestamistas. Los asesores hipotecarios pagarán una cuota anual por el uso de la plataforma, así como una comisión por cada hipoteca tramitada a través de la plataforma. Los prestamistas hipotecarios solo tienen que pagar una cuota fija por cada dato de solicitante recibido. El prototipo de la plataforma fue probado con éxito en Irlanda. El proyecto tiene previsto comercializarla primero en Irlanda y el Reino Unido antes de dirigirse a Europa central y al resto de Europa.
Objetivo
CL Platform is a mortgage application platform that simplifies the mortgage application process for mortgage advisors, mortgage lenders and consumers. It does this by streamlining and integrating application data between all stakeholders and automating many processes. CL Platform makes the mortgage application process quicker, more efficient and cheaper for mortgage advisors, mortgage lenders and consumers.
CL Platform is a multisided business serving both mortgage advisors and mortgage lenders, and benefiting consumers. CL Platform is delivered as a Software as a Service (SaaS). Mortgage advisors pay an annual licence fee for use and a commission for each mortgage that gets completed through the platform. Mortgage lenders pay a fixed fee for each applicant data received. We will commercialise in the target markets of UK and Ireland, followed by Central Europe then the rest of Europe. We will target first smaller mortgage advisors as they are quicker to adopt new solutions. Growth among these will attract larger mortgage advisors and mortgage lenders.
To date we have developed an Alpha prototype of CL Platform for our local Irish market and it has received positive feedback from both advisors and lenders. The proposed projects fits in with our strategy as it will enable us to accelerate the development of the core platform into and MVP, explore new EU markets and localise the solution, and pilot test with advisors and lenders within these markets to validate CL Platform. It will also allow us to prepare for commercialisation by develop specific marketing and communication material, ensuring compliance with regulatory requirements and protecting our intellectual property. At the end of the project we will have a commercial product ready to start generating revenue within our initial target markets.
Programa(s)
Convocatoria de propuestas
Consulte otros proyectos de esta convocatoriaConvocatoria de subcontratación
H2020-SMEInst-2018-2020-1
Régimen de financiación
SME-1 - SME instrument phase 1Coordinador
MONKSTOWN
Irlanda
Organización definida por ella misma como pequeña y mediana empresa (pyme) en el momento de la firma del acuerdo de subvención.