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Secure Mobile PAYments and Services On Chip

Objective

SM-PAYSOC will provide a fruitful contribution to the development of standards, systems and rules to ensure the widespread interoperability of multi-application smart cards leading to the concept of access anytime, anywhere. The SM-PAYSOC project is expected to improve the development of a new generation of user-friendly and personalised information services for citizens as well as students, businessmen and bank customers accessible anywhere and anytime with any technology in realising a mobile and trusted secure access to information services. SM-PAYSOC will produce a novel service platform and a prototype to favour the diffusion of smart card technologies for allowing the mobile fruition of information services. SM-PAYSOC will support citizens in the everyday life in the city, and represents a very powerful assistant for people with special needs who can easily access its interface and obtain many information and several services.

Objectives:

1)To build a powerful chip for multi-service, multi-platform Cards: more memory, more speed;

2) To design and develop a trusted and secure Infrastructure for all kind of applications. General Features are: any where, any time, multi-application, multi-platform.
Specific features are: content customisation, adaptability, user-friendly, cost-effective.
Technologies: chip encryption technologies, IPSec, VHE, Java, XML, GPRS This generic scenario will relay in: ChipCard, Service Broker (SB), VHE and Secure Service Centre (SSC);

3)To analyse/design/implement innovative services on 2 scenarios: fixed and mobile. -SM-PAYSOC aims to support mobile users (students, citizens and businessmen) improving the user-friendliness of service. IT offers possibilities to further increase the efficiency of these processes by providing Microelectric technology, service applications and networks for required data and suitable interfaces for all involved transactions. This project has a vertical approach from tech. design via application enabling prototypes to real scenarios of use. SM-PAYSOC provides a network for industries, PAs, banks and citizens using GPRS, wireless connected PDAs, cars equipped with comm. technologies and PC/Kiosks for data exchange and service brokerage/provision. Technologic results may be reused in any other mobile and fixed platform thanks also to IPSEC (net), XML (service) and Java (terminal) adoption. Technical specifications of application scenarios will be defined and generalised at the same time as users requests inquiry to obtain a framework for the definition of technological functionality requirements, modelling of processes and access needs in situated scenarios. SM-PAYSOC prototypes concept will be the mobile arena on which future, innovative and secure services will be conceived and even fix services will gain innovation by mobile scenario investigation.

Work description:
SM-PAYSOC will support the Smart Card Charter affording mainly the discussion points of TB4 and TB5. Here follows TB4 SM-PAYSOC close concepts. SM-PAYSOC makes use of smart-cards, PKI, Certification/Registration Authorities and related mechanisms. The project will provide a clear assessment of risk (e.g. use of Common Criteria and Protection Profiles), it will be compliant to existing standards and the use of non proprietary solutions. SM-PAYSOC will design a new chip for multiplatforms (GSM/GPRS terminals and car devices, PDAs connected to wireless LANs, PCs and Kiosks on wired networks). SM-PAYSOC will foresee interoperability of the equipment (e.g. usable for a large variety of domains, applications and functions). With the Secure Service Centre (SSC) and the Service Broker (SB) implementation which are to be interfaced with the Information and Services Distributed Space (ISDS). SM-PAYSOC will have an user-friendliness approach (e.g. common secure user interface, independently of the type of application) thank also to its User Modeller and will be implemented in a multi-application, multi-domain environment (e.g. financial, payment, health, e-government, transport, digital signature).

SM-PAYSOC will test and make use of the chip designing and implementing services to fit the payments services in the Common Criteria to be adopted in the multi-service Card. Intuitive and standard interaction modalities for different scenario of use will be described together with ubiquitous trust mechanisms. An open and modular architecture allowing easy integration of new devices and applications will be drawn to this scope, adopting a new powerful chip as the core and common element user side. SM-PAYSOC conceives a Service Broker (The SB) between each user and the visited environment will solving all user needs and requirements in a dynamic and personalised way.

These functional elements are organised and managed by SB, which relays its secure functionality on the trusted Secure Service Centre (SSC). They are the core of the SM-PAYSOC organisation and platform. Two sets of services will be designed on the same SM-PAYSOC innovative Chip and on different networks/user terminals. This project has a vertical approach from technology design via applications enabling prototypes to real scenarios of use. SM-PAYSOC will provide a network for industries, administrations, banks and citizens using GPRS mobile platforms, interconnected PDAs to wireless LANs, new cars equipped with communication technologies and PC/Kiosks for data exchange and service brokerage / provision. SM-PAYSOC will allow an easy reuse of its technological results in any other mobile and fixed platform thanks also to IPSEC (network), XML (service) and Java (terminal) adoption. Technical specifications of application scenarios will be defined and generalised at the same time as users requests inquiry to obtain a framework for the definition of technological functionality requirements, modelling of processes and access needs in situated scenarios. These specifications will create the prerequisites for the development of the SM-PAYSOC prototypes. SM-PAYSOC research and development work relies to a major extent on the adoption of techniques living their critical standard. process, on knowledge and tools in the areas of information/service management, organisational computing, software engineering, microelectronics and HW design. Rather than further developing "ex-novo" the techniques typical of each of these areas, we intend to bring them together in order to give a strong input to Standardisation Bodies and to design new adoptions and customisation to be exploited in many situated application Scenarios.

Milestones:
1. Chip with empower capacities;
2. Design/development of a Secure-Intelligent-Personalised Infrastructure composed of:
a Secure Service Center (SSC);
a Service Broker (SB) and its associated elements;
a Virtual Home Environment (VHE);
3. Design / development of a server, a set of applications for Scenarios 1 & 2, and their associated contents for fixed and mobile contexts of use.

Funding Scheme

CSC - Cost-sharing contracts

Coordinator

AMTEC SPA
Address
Piancastagnaio (Si)
53025 San Martino
Italy

Participants (9)

BANTRY TECHNOLOGIES LIMITED
Ireland
Address
25 Ballsbridge Terrace
4 Ballsbridge/dublin
COMUNE DI GROSSETO
Italy
Address
Piazza Duomo 1
58100 Grosseto
ERICSSON ESPANA SA
Spain
Address
Calle Retama 1
28045 Madrid
FUNDACION ROBOTIKER
Spain
Address
Parque Tecnologico Edf 202
48170 Zamudio
LAKE HOLDINGS LIMITED
Ireland
Address
Beech House, Greenhills Road
Tallaght/dublin 24
M-SYSTEMS FLASH DISK PIONEERS LTD.
Israel
Address
3B Building, Omer Industrial Park
84001 Beer Sheva
MPS.NET S.P.A.
Italy
Address
Piazza Salimbeni 3
53100 Siena
REGULUS S.P.A
Italy
Address
Via Cristoforo Colombo 21
40128 Bologna (Bo)
UNIVERSITA DEGLI STUDI DI SIENA
Italy
Address
Via Banchi Di Sotto 55
53100 Siena