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Revolutionary secure payment management system to integrate the different elements of the payment industry with the use of SEPA

Objective

Until now, the payment market has been strongly segmented with many incompatible payment solutions. Market investments are introducing many new payment methods but the underlying architecture remains the same and is only getting more complicated.
Since 2010, PayPlaza has been developing a revolutionary secure payment management system to integrate the different elements of the payment industry. Payplaza is seeking to develop this platform to handle any payment transaction from any platform (e-commerce / terminal / POS) in any country and with any currency.
By providing an interface which separates the different layers of data, PayPlaza enables the integration of different payment elements in a matter of days. Thanks to the integration layer, users have freedom of choosing Point-of-Sale software, payment terminals and acquirers across the globe, whilst applying the highest security principles.
This is the much needed solution for international organisations with operations in several countries, dealing with different payment service providers, payment terminals, ECR (software) integrations, various acquirers and bank contracts. Their cost savings include a reduction in maintenance and administration costs thanks to dealing with only the PayPlaza platform. As well as lower transaction costs thanks to being able to operate with any of the payment solution providers. Additionally, Payplaza is building dashboard functionality which will allow the users to make sense of all their data, hereby supporting their future growth.
Further more users gain more functionalities such as processing biometrics, alternative payments, loyalty or any other transaction.
PayPlaza has built the minimal viable product to solve these problems and now seeks to seize the market opportunity, which will be done by performing a feasibility study in phase 1, followed by a phase 2 project where PayPlaza will build out their prototype to a fully certified, scalable and redundant platform.

Fields of science (EuroSciVoc)

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Programme(s)

Multi-annual funding programmes that define the EU’s priorities for research and innovation.

Topic(s)

Calls for proposals are divided into topics. A topic defines a specific subject or area for which applicants can submit proposals. The description of a topic comprises its specific scope and the expected impact of the funded project.

Funding Scheme

Funding scheme (or “Type of Action”) inside a programme with common features. It specifies: the scope of what is funded; the reimbursement rate; specific evaluation criteria to qualify for funding; and the use of simplified forms of costs like lump sums.

SME-1 - SME instrument phase 1

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Call for proposal

Procedure for inviting applicants to submit project proposals, with the aim of receiving EU funding.

(opens in new window) H2020-SMEInst-2014-2015

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Coordinator

SEPASOFT BV
Net EU contribution

Net EU financial contribution. The sum of money that the participant receives, deducted by the EU contribution to its linked third party. It considers the distribution of the EU financial contribution between direct beneficiaries of the project and other types of participants, like third-party participants.

€ 50 000,00
Address
BEEMDSTRAAT 5
5653 MA EINDHOVEN
Netherlands

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SME

The organization defined itself as SME (small and medium-sized enterprise) at the time the Grant Agreement was signed.

Yes
Region
Zuid-Nederland Noord-Brabant Zuidoost-Noord-Brabant
Activity type
Private for-profit entities (excluding Higher or Secondary Education Establishments)
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Total cost

The total costs incurred by this organisation to participate in the project, including direct and indirect costs. This amount is a subset of the overall project budget.

€ 71 429,00
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