Skip to main content
Ir a la página de inicio de la Comisión Europea (se abrirá en una nueva ventana)
español es
CORDIS - Resultados de investigaciones de la UE
CORDIS

Trusted online service for identity assurance

Objetivo

The financial services (FS) industry is undergoing the biggest transformation in its long history: the FS rapidly changing environment is becoming a digital business and regulators across the globe want to open the market to competition enforcing, at the same time, ever-stricter legislations for online transactions like the upcoming EU Anti-Money Laundering Directive 4 (4AMLD) and Payment Services Directive 2 (PSD2) for the prevention of identity theft and financial fraud, including tax avoidance, money laundering and terrorist financing.
Know-your-customer (KYC) is a legal obligation for online onboarding into financial services: to ensure that the person claiming a particular identity is in fact this person. To this end, the EU adopted eIDAS Regulation on electronic identification and trust services for electronic transactions. Nevertheless, eIDAS provides a regulatory environment with three assurance levels (low, substantial and high) but it is up to the Member States to define both the tools needed for each assurance level and the associated financial services allowed per level. This has resulted in a fragmented landscape of electronic identity and complicated procedures. This is a barrier for people and companies to online access to national and cross-border financial services, hindering as well the development of the FS industry in Europe as a digital single market.
Signicat is the first identity assurance as a service provider to the financial industry in the Nordic countries. Our main innovation is the integration of different tools for identity assurance to help financial institutions to comply with legislation while simplifying user’s online onboarding through one-stop-shop. With IDAaaS Phase 2 we will further develop our Toolbox to properly meet national requirements in other European countries, and to also develop new eID assurance services to take advantage of the new business opportunities open up next year by the upcoming PSD2.

Ámbito científico (EuroSciVoc)

Palabras clave

Programa(s)

Tema(s)

Régimen de financiación

SME - SME instrument

Ver todos los proyectos financiados en el marco de este régimen de financiación

Convocatoria de propuestas

(se abrirá en una nueva ventana) H2020-SMEInst-2016-2017

Ver todos los proyectos financiados en el marco de esta convocatoria

Coordinador

SIGNICAT AS
Aportación neta de la UEn
€ 1 358 462,00
Dirección
GRYTA 2b
7010 Trondheim
Noruega
Pyme
Sí
Región
Norge Trøndelag Trøndelag
Tipo de actividad
Private for-profit entities (excluding Higher or Secondary Education Establishments)
Enlaces
Coste total
€ 1 940 661,25