Objectif The financial services (FS) industry is undergoing the biggest transformation in its long history: the FS rapidly changing environment is becoming a digital business and regulators across the globe want to open the market to competition enforcing, at the same time, ever-stricter legislations for online transactions like the upcoming EU Anti-Money Laundering Directive 4 (4AMLD) and Payment Services Directive 2 (PSD2) for the prevention of identity theft and financial fraud, including tax avoidance, money laundering and terrorist financing.Know-your-customer (KYC) is a legal obligation for online onboarding into financial services: to ensure that the person claiming a particular identity is in fact this person. To this end, the EU adopted eIDAS Regulation on electronic identification and trust services for electronic transactions. Nevertheless, eIDAS provides a regulatory environment with three assurance levels (low, substantial and high) but it is up to the Member States to define both the tools needed for each assurance level and the associated financial services allowed per level. This has resulted in a fragmented landscape of electronic identity and complicated procedures. This is a barrier for people and companies to online access to national and cross-border financial services, hindering as well the development of the FS industry in Europe as a digital single market. Signicat is the first identity assurance as a service provider to the financial industry in the Nordic countries. Our main innovation is the integration of different tools for identity assurance to help financial institutions to comply with legislation while simplifying user’s online onboarding through one-stop-shop. With IDAaaS Phase 2 we will further develop our Toolbox to properly meet national requirements in other European countries, and to also develop new eID assurance services to take advantage of the new business opportunities open up next year by the upcoming PSD2. Champ scientifique engineering and technologyelectrical engineering, electronic engineering, information engineeringelectronic engineeringsensorsoptical sensorshumanitieshistory and archaeologyhistorysocial scienceseconomics and businessbusiness and managementcommercee-commercesocial sciencessociologygovernancetaxation Mots‑clés IDAaaS know-your-customer KYC online onboarding eIDAS identity assurance SaaS cloud financial services bank electronic identity anti-money laundering payment services trust service eID Programme(s) H2020-EU.3.7. - Secure societies - Protecting freedom and security of Europe and its citizens Main Programme H2020-EU.2.3.1. - Mainstreaming SME support, especially through a dedicated instrument Thème(s) SMEInst-13-2016-2017 - Engaging SMEs in security research and development Appel à propositions H2020-SMEInst-2016-2017 Voir d’autres projets de cet appel Sous appel H2020-SMEINST-2-2016-2017 Régime de financement SME - SME instrument Coordinateur SIGNICAT AS Contribution nette de l'UE € 1 358 462,00 Adresse GRYTA 2b 7010 Trondheim Norvège Voir sur la carte PME L’entreprise s’est définie comme une PME (petite et moyenne entreprise) au moment de la signature de la convention de subvention. Oui Région Norge Trøndelag Trøndelag Type d’activité Private for-profit entities (excluding Higher or Secondary Education Establishments) Liens Contacter l’organisation Opens in new window Participation aux programmes de R&I de l'UE Opens in new window Réseau de collaboration HORIZON Opens in new window Coût total € 1 940 661,25
