Description du projet
Un cadre pour mesurer le bac à sable réglementaire FinTech
L’expansion des FinTech pose des défis aux réglementations existantes. Pour y remédier, le bac à sable réglementaire FinTech (FRSB) vise à équilibrer l’innovation, la stabilité financière et la protection du consommateur. Toutefois, l’adoption et le développement du FRSB varie d’un pays à l’autre de l’UE et nécessite un examen plus approfondi. Dans cette optique, le projet FIRSA, financé par l’UE, développera un cadre de mesure complet pour les FRSB dans l’UE. Ce cadre comprendra des mesures de facto et sera organisé en trois étapes. Les résultats du projet seront diffusés sur un site web dédié, offrant des informations précieuses aux décideurs politiques, aux entreprises et aux chercheurs. Ce centre d’information centralisé améliorera l’efficacité du marché en fournissant des informations sur les pratiques et les caractéristiques des bacs à sable réglementaires, ce qui aidera les entreprises innovantes à prendre des décisions en connaissance de cause.
Objectif
The growth and spread of FinTech has created complex challenges that have placed a significant burden on current regulatory frameworks. In response to the need to balance the promotion of innovation with the maintenance of financial stability and the protection of consumers, one institutional innovation the FinTech regulatory sandbox (FRSB) has gained traction to meet these challenges. However, the trajectories of adoption and the level of development of FRSBs vary significantly among EU countries in ways that remain underexplored. The FIRSA project aims to fill this gap by offering a multidimensional measurement framework of FRSBs in the EU to develop a greater understanding of their differences, relative strengths and weaknesses, and the mechanisms that lead to their implementation. Whereas existing comparative studies on FRSBs have focused on their de jure characteristics, this project will include de facto measures and will be organized in three interlocked stages. Stage one will output a measurement framework of FRSB development in the EU. Stage two will create a typology of FRSBs and validate it through qualitative case studies. Finally, stage three will apply qualitative comparative analysis to explain the trajectories of the adoption of FRSBs and factors influencing them. All project results will be disseminated through a project-specific website, which will serve as a hub for all related activities and materials, such as a dashboard on FinTech Regulatory Sandboxes in the EU, academic publications, a webinar series and a policy brief. Its innovative framework and dataset will be made available for policymakers, businesses and researchers, and will improve market efficiency by offering a centralized information hub on regulatory sandbox practices and characteristics that can be used by innovative firms to inform their decisions on if, where and how to enroll in these programs.
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Programme(s)
Appel à propositions
(s’ouvre dans une nouvelle fenêtre) HORIZON-WIDERA-2023-TALENTS-02
Voir d’autres projets de cet appelRégime de financement
HORIZON-TMA-MSCA-PF-EF - HORIZON TMA MSCA Postdoctoral Fellowships - European FellowshipsCoordinateur
01513 Vilnius
Lituanie