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AI-Powered Transaction Intelligence for Explainable Banking: Regulatory-Compliant Financial Insights Platform

Obiettivo

"Lucid develops the first LLM-powered transaction intelligence platform for European banks that combines customer engagement with regulatory-compliant credit analytics. Our innovation addresses a €18.7B annual crisis in EU banking: 89% of ML-based credit systems violate EU AI Act Article 13 explainability requirements, blocking €8.1B in lending margin, while 68% of customers rate banking insights as ""generic,"" driving 31% annual churn costing €6.4B in replacement acquisition.

Our unique value proposition: the only platform serving both customer engagement AND internal credit analytics through single integration, eliminating €4.2B/year in duplicate system costs while accelerating regulatory approval via built-in explainability. Target market: 50+ EU challenger banks and mid-tier institutions at €300-600K annual contracts (TAM: €310M-€1.32B).

Project objectives (18 months): Progress from TRL 4 (lab-validated prototype) to TRL 6 (operational bank deployment), securing 3 commercial contracts, achieving €500K ARR, and obtaining EU AI Act conformity assessment. Deliverables include 18 high-skilled Ukrainian jobs, 2 Ukrainian bank deployme"

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(si apre in una nuova finestra) HORIZON-EIC-2025-UKRAINIANTECH-01

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Coordinatore

ENERGIXIA INTERNATIONAL LIMITED LIABILITY COMPANY
Contributo netto dell'UE
€ 497 625,00
Indirizzo
KOPERNIKA ST 17 APT 23
04116 KYIV
Ucraina
PMI
Sì
Tipo di attività
Private for-profit entities (excluding Higher or Secondary Education Establishments)
Collegamenti
Costo totale
Nessun dato