Skip to main content
Weiter zur Homepage der Europäischen Kommission (öffnet in neuem Fenster)
Deutsch de
CORDIS - Forschungsergebnisse der EU
CORDIS
Inhalt archiviert am 2024-06-16

The new basel capital accord: implications for the EU banking system

Ziel

Prudential regulations of banks are viewed as instruments to prohibit banks from investing in risky projects, and thus protect banking system from the problems discussed above. To this end, several mechanisms are used by the central banking authorities. Two popular instruments are minimum capital requirements and deposit rate ceilings.

Higher capital implies higher losses for banks' shareholders in the event of default, and consequently less incentives for involvement in high risk activities. Recent phenomenon of bank failures in the developed as well as in the emerging economies called for the use of more stringent regulatory responses as seen in the New Basel Capital Accord (2001). In this project, we seek to focus on the impact of the tightening of capital standards on the behaviour of commercial banks towards risk while making investment decisions.

The main goal of this project is to examine the impact of higher capital standards on bank behaviour in the context of the European banking system. We would like to study the relationships between capital standards and prudent bank behaviour when the banks compete for depositors. The project focuses on studying prudential regulations of banks in the presence of regulatory authority and competing banks in a general (competitive) equilibrium framework.

Wissenschaftliches Gebiet (EuroSciVoc)

Dieses Projekt wurde noch nicht bei EuroSciVoc klassifiziert.
Schlagen Sie die Wissenschaftsbereiche vor, die Ihrer Einschätzung nach besonders relevant sind, und helfen Sie uns, unseren Klassifizierungsdienst zu verbessern.

Schlüsselbegriffe

Thema/Themen

Aufforderung zur Vorschlagseinreichung

FP6-2002-MOBILITY-5
Andere Projekte für diesen Aufruf anzeigen

Finanzierungsplan

EIF - Marie Curie actions-Intra-European Fellowships

Koordinator

UNIVERSITE CATHOLIQUE DE LOUVAIN
EU-Beitrag
Keine Daten
Adresse


Belgien
Gesamtkosten
Keine Daten