Description du projet
Dématérialiser les contrats grâce la blockchain
Pour des raisons de sécurité, la plupart des banques, des compagnies d’assurance, des services publics et des organismes fiscaux continuent d’imprimer et d’archiver leurs contrats. Grâce à la technologie de la blockchain, le projet B4TDM pourrait permettre une transition vers des bureaux sans papier. Billon, l’entreprise à l’origine du projet, devrait en effet changer la donne. Elle développe actuellement une solution qui repose sur une architecture DLT (distributed ledger technology) de nouvelle génération qui assure l’intégrité et la sécurité des données lors de la mise en œuvre à grande échelle, tout en garantissant une conformité totale aux réglementations légales. Son système unique de gestion des relations contractuelles, avec livraison et signature numérique actives, devrait permettre de réduire les coûts d’exploitation et de renforcer la sécurité et la confidentialité des documents.
Objectif
The era of paper, a technology invented more than 2, 000 years ago, has not finished dying yet for organizations such as banks, insurers, telco operators and utility providers. Most of them (over 80%) still use paper in their contractual relationships with millions of their clients. Organizations are not only struggling to meet often contradictory requirements of the EC regulations of “durable medium” and “the right to be forgotten”, they are also facing a dilemma of choosing IT solutions which only partially address their needs in publication of standardized (e.g. new regulations) and private documents (e.g. loan agreements), digital signatory and KYC (Know Your Customer) procedures. Answering those challenges, Billon developed a revolutionary end-to-end solution based on blockchain that can provide organizations with highly awaited, fully configurable functionalities such as: document publication, active delivery, digital signing, as well as digital identity management based on immutable data storage and fast retrieval. Billon’s solution is based upon a proprietary next generation Distributed Ledger Technology (DLT) architecture which ensures the integrity and security of data in mass scale implementation ensuring full compliancy with legal regulations. Neither currently available IT solutions such WORM (Write Once Read Many) based platforms nor other IT systems, including those based on blockchain are able to meet the need. Billon’s unique solution for management of contractual relationships which addresses the market segment worth €1.6Bn p.a. of the worldwide market which grows at a CAGR of 81.2%. Upon complementing our solution with active delivery, digital signature and digital identify management, all made with the blockchain, Billon has the potential to seriously decrease operational costs and also bring the unprecedented level of document and privacy control, and validation to people all around the world giving them back control over their personal data.
Programme(s)
Régime de financement
SME-2 - SME instrument phase 2Coordinateur
00-867 WARSAW
Pologne
L’entreprise s’est définie comme une PME (petite et moyenne entreprise) au moment de la signature de la convention de subvention.