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Dyme gives its users complete control over their financial situation. The Dyme application provides insight into users’ spending and subscriptions, and lets users cancel, negotiate, or switch any cont

Project description

Helping consumers manage their membership fees

Finding ways to be frugal and save money is on the mind of most consumers. But managing personal expenses can be difficult. Many people are unknowingly paying for subscriptions they do not use. Switching, cancelling or renegotiating contracts on a yearly basis can save customers hundreds of euros per year. It is estimated that 53 % of customers neglect to cancel at least one undesirable subscription per year. The EU-funded Dyme project aims to reverse this trend. It proposes an application that allows consumers to connect their bank accounts and manage recurring membership fees and subscriptions. By using machine learning techniques, Dyme enables consumers to switch or cancel their subscriptions with one click.

Objective

Dyme introduces an application that enables consumers to take complete control over their financial situation.

The number of paid subscriptions per person is increasing rapidly. As a result, consumers experience a lack of overview, and find it increasingly difficult to manage their finances. This is evident in the fact that 53% of the people between 18 and 35 forget to cancel at least one unwanted subscription annually (Nibud, 2018). Furthermore, switching an negotiating between providers on a yearly basis is lucrative for consumers, yet perceived to be a substantial effort.

It is increasingly difficult to manage expenses. People are trying to save money, while unknowingly paying for subscriptions they do not use. Switching, cancelling or renegotiating contracts on a yearly basis can save customers €720 per year.

Dyme introduces an application that enables consumers to take complete control over their recurring expenses. Users connect their bank account, and Dyme uses machine learning techniques to detect their memberships. Thereafter, users can switch or cancel subscriptions with a single click. There is currently no application that provides a complete overview of all recurring expenses and provides its users an instant mechanism to act on this information. Dyme offers a solution that is both innovative and convenient and accessible for all Europeans.

Fields of science (EuroSciVoc)

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Programme(s)

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Topic(s)

Calls for proposals are divided into topics. A topic defines a specific subject or area for which applicants can submit proposals. The description of a topic comprises its specific scope and the expected impact of the funded project.

Funding Scheme

Funding scheme (or “Type of Action”) inside a programme with common features. It specifies: the scope of what is funded; the reimbursement rate; specific evaluation criteria to qualify for funding; and the use of simplified forms of costs like lump sums.

SME-1 - SME instrument phase 1

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Call for proposal

Procedure for inviting applicants to submit project proposals, with the aim of receiving EU funding.

(opens in new window) H2020-EIC-SMEInst-2018-2020

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Coordinator

DYME BV
Net EU contribution

Net EU financial contribution. The sum of money that the participant receives, deducted by the EU contribution to its linked third party. It considers the distribution of the EU financial contribution between direct beneficiaries of the project and other types of participants, like third-party participants.

€ 50 000,00
Address
SINGEL 542
1017 AZ AMSTERDAM
Netherlands

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SME

The organization defined itself as SME (small and medium-sized enterprise) at the time the Grant Agreement was signed.

Yes
Region
West-Nederland Noord-Holland Groot-Amsterdam
Activity type
Private for-profit entities (excluding Higher or Secondary Education Establishments)
Links
Total cost

The total costs incurred by this organisation to participate in the project, including direct and indirect costs. This amount is a subset of the overall project budget.

€ 71 429,00
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