Descrizione del progetto
Una nuova piattaforma per emettere e gestire le fatture dei clienti
Il settore finanziario europeo ha fatto molta strada: in termini di semplificazione dei servizi finanziari, gran parte dei progressi compiuti si devono all’area unica dei pagamenti in euro (SEPA). Il progetto Digiteal, finanziato dall’UE, introdurrà la prossima generazione di sistemi di fatturazione e pagamento elettronici web e mobili per consentire transazioni tra tutti i paesi dell’area SEPA, nonché al loro interno. Sarà offerta agli utenti finali una piattaforma di gestione della domiciliazione a livello di SEPA. Tra i principali clienti figurano i rivenditori business-to-consumer (da impresa a consumatore) che emettono volumi elevati di fatture cartacee. La piattaforma rappresenterà un cambiamento radicale nella competitività europea e delle aziende, contribuendo a rendere realtà la strategia del mercato unico digitale.
Obiettivo
The European financial sector has been opened up, creating significant opportunities for innovative consumer and business-oriented financial services that span the European Single Market. The EU is standardising the banking and payment landscape, in part through its Single Euro Payments Area (SEPA) payment-integration initiative for the simplification of bank transfers denominated in euro and in part with the upcoming PSD2 with payment initiation and account information services.
DigitealTM is the next generation web and mobile electronic invoicing and payment system that enables payment in and between all countries in the SEPA zone. DigitealTM is unique, offering a SEPA-wide domiciliation management platform for end-users. Our clients are B2C European companies that issue high volume of invoices in paper. We offer an intuitive platform to transmit and manage their invoices sent to consumers, and a low-cost payment enabled by SDD. This reduces their operating costs significantly, allowing issuers to gain significant financial savings with minimal implementation costs. Our end users (their customers) will be able to conveniently manage and pay their mandates and invoices for free.
The DigitealTM payment platform provides more consumer control, increasing business competitiveness and financial control - all whilst significantly lowering cost, environmental impact and carbon footprint. Our payment platform enables companies within the European Union to cut their interoperability transaction costs within and across the EU, and gives EU citizens complete control of their SEPA mandates
Our solution delivers on several key European initiatives, helping make the Digital Single Market (DSM) strategy a reality and delivering the EU eGovernment Action Plan. DigitealTM delivers a step-change in business (and European) competitiveness and aims to reduce the huge dependencies on US online payment services.
Campo scientifico
- social sciencessociologyindustrial relationsautomation
- social sciencespolitical sciencesgovernment systemse-governance
- social sciencessociologygovernancecrisis management
- engineering and technologyelectrical engineering, electronic engineering, information engineeringinformation engineeringtelecommunicationsmobile phones
Programma(i)
Argomento(i)
Invito a presentare proposte
Vedi altri progetti per questo bandoBando secondario
H2020-SMEINST-2-2016-2017
Meccanismo di finanziamento
SME-2 - SME instrument phase 2Coordinatore
1435 MONT-SAINT-GUIBERT
Belgio
L’organizzazione si è definita una PMI (piccola e media impresa) al momento della firma dell’accordo di sovvenzione.