Cel This project aims at developing a new field of research: European surety ship law. The question of how and to what extent sureties need legal protection from the abuse of contractual power of credit institutions is a recently emerged issue, which has not yet been sufficiently studied in a comparative and supranational perspective. In the last two decades, some European countries became aware of the social problem of life-long indebtedness resulting from unfair surety ships and began to develop legal solutions. At present, the standard of protection of sureties in the Member States varies notably. If the provision about responsible lending contained in the Commission proposal for a new Consumer Credit Directive (2002) came into force, the standard of protection of sureties from unproportionate obligations would increase in all Member States. However, the responsible lending clause is highly controversial and the outcome of the legislator proceedings is uncertain. Nevertheless, apart from the existence of a specific Directive, surety ship agreements may be conflicting with EC law if they are detrimental to fundamental rights of EU citizens or clash with common European constitutional principles. The hypothesis of this project is that if all citizens of the European Union enjoy the same constitutional rights and principles, then the standard of legal protection against those surety ship agreements that are detrimental to some of these rights and principles must be the same. The main objective of this project is to assess, on the basis of a comparative analysis, in what cases surety ships are conflicting with EU fundamental rights and constitutional principles and how in these cases equality of protection standards can be reached in the Member States. For the achievement of this objective, the host organisation - which has expertise in EC and German law - needs transfer of knowledge from other European countries in which unfair surety ships are subject of discussion. Dziedzina nauki social scienceseconomics and businesseconomicssocial sciencessociologysocial issuessocial scienceslaw Słowa kluczowe Consumer suretyships Grossly unproportionate suretyships Horizontal effect of fundamental rights Suretyships of family members Program(-y) FP6-MOBILITY - Human resources and Mobility in the specific programme for research, technological development and demonstration "Structuring the European Research Area" under the Sixth Framework Programme 2002-2006 Temat(-y) MOBILITY-1.3 - Marie Curie Host Fellowships - Transfer of knowledge (TOK) MOBILITY-1.3.1 - Marie Curie Host Fellowships - Transfer of knowledge (TOK) - Development Scheme Zaproszenie do składania wniosków FP6-2002-MOBILITY-3 Zobacz inne projekty w ramach tego zaproszenia System finansowania TOK - Marie Curie actions-Transfer of Knowledge Koordynator ZENTRUM FUER EUROPAEISCHE RECHTSPOLITIK AN DER UNIVERSITAT BREMEN Wkład UE Brak danych Adres Universitetsallee GW 1 BREMEN Niemcy Zobacz na mapie Koszt całkowity Brak danych Uczestnicy (1) Sortuj alfabetycznie Sortuj według wkładu UE Rozwiń wszystko Zwiń wszystko UNIVERSITY OF OXFORD Zjednoczone Królestwo Wkład UE Brak danych Adres Wellington Square OXFORD Zobacz na mapie Koszt całkowity Brak danych
