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Decentralized subscription payments with cryptocurrency

Descripción del proyecto

Una manera sencilla de pagar suscripciones con bitcoines

La industria de las criptomonedas está creciendo. El principal sitio de seguimiento de criptomonedas, CoinMarketCap, presenta la cotización de más de 2 000 de ellas. En la actualidad resulta sencillo realizar pagos puntuales en criptomonedas, pero no sucede lo mismo con las suscripciones. El proyecto financiado con fondos europeos AMBRPAY tiene por objeto facilitar las transacciones recurrentes con criptomonedas a través de contratos inteligentes. Creará e interactuará con los contratos inteligentes en la cadena de bloques. Los clientes podrán colocar sus fondos en estos contratos inteligentes, desde donde las empresas que ofrezcan un servicio podrán obtener la cantidad correspondiente en criptomonedas. AMBRPAY ofrecerá a las empresas una interfaz web para gestionar sus clientes y pagos. En última instancia, esta tecnología hará que las transacciones sean más baratas y rápidas, así como que usar sus criptomonedas sea una experiencia más cómoda y sencilla.

Objetivo

There are more than 2000 cryptocurrencies, however they are designed for single use only with push-based payment methods, the buyer initiates the payment. This allows users full control over their funds, since cryptomoney is only transferred to a merchant if a user initiates the transaction. In order for a consumer to use bitcoins for recurring payments, he or she will have to use another service on top of using the bitcoin service. In addition, unlike credit card payments, bitcoin payments are always for a set amount. Some subscription services raise their prices every year, consumers who are already signed up for recurring payments will just be charged the new payment amount as soon as it goes into effect. For cryptocurrency users, it doesn’t work this way. Since all virtual payments must be authorized by the user, any change in payment requires the user to sign up again with their virtual wallet account. Thus, raising subscription prices can be more difficult when dealing with customers who use cryptocurrencies.
ambrpay has found a way through smart contracts to stay true to the crypto ideals of having a trustless system, where each individual is responsible for their own funds. All while making transactions cheaper, faster and the use of your cryptocurrency a more convenient and simpler experience.
ambrpay aims at bringing decentralized subscriptions to cryptocurrency. ambrpay creates and interacts with smart contracts on the blockchain. Customers can put their funds in these smart contracts from which the businesses that provide a service can take the necessary amount of crypto from. ambrpay provides the business with a web interface where they can manage their customers and their payments. ambrpay does not run its own blockchain or currency, can currently only work with blockchains that have the capabilities of running smart contracts (like the Ethereum blockchain). The global payment gateways market demand to grow steadily at a CAGR of around 17% by 2021.

Convocatoria de propuestas

H2020-EIC-SMEInst-2018-2020

Consulte otros proyectos de esta convocatoria

Convocatoria de subcontratación

H2020-SMEInst-2018-2020-1

Régimen de financiación

SME-1 - SME instrument phase 1

Coordinador

AMBRPAY AG
Aportación neta de la UEn
€ 50 000,00
Dirección
FORRLIBUCKSTRASSE 10
8005 Zürich
Suiza

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Pyme

Organización definida por ella misma como pequeña y mediana empresa (pyme) en el momento de la firma del acuerdo de subvención.

Región
Schweiz/Suisse/Svizzera Zürich Zürich
Tipo de actividad
Private for-profit entities (excluding Higher or Secondary Education Establishments)
Enlaces
Coste total
€ 71 429,00