Description du projet
Simplifier l’utilisation des bitcoins pour les abonnements
L’industrie des cryptomonnaies est en pleine croissance. Un des principaux sites de suivi des cryptomonnaies, CoinMarketCap, a répertorié plus de 2 000 coins. Actuellement, les paiements uniques en cryptomonnaies sont faciles à effectuer. Les paiements d’abonnement ne le sont pas. Le projet AMBRPAY, financé par l’UE, vise à faciliter les transactions récurrentes en cryptomonnaies par le biais de contrats intelligents. Il permettra de créer des contrats intelligents et d’interagir avec ceux-ci sur la chaîne de blocs. Les clients pourront placer leurs fonds dans ces contrats intelligents desquels les entreprises qui fournissent un service pourront prélever le montant nécessaire en cryptomonnaie. AMBRPAY fournira aux entreprises une interface web pour gérer leurs clients et leurs paiements. Au bout du compte, les transactions seront moins chères et plus rapides, et l’utilisation de votre cryptomonnaie s’en trouvera facilitée et simplifiée.
Objectif
There are more than 2000 cryptocurrencies, however they are designed for single use only with push-based payment methods, the buyer initiates the payment. This allows users full control over their funds, since cryptomoney is only transferred to a merchant if a user initiates the transaction. In order for a consumer to use bitcoins for recurring payments, he or she will have to use another service on top of using the bitcoin service. In addition, unlike credit card payments, bitcoin payments are always for a set amount. Some subscription services raise their prices every year, consumers who are already signed up for recurring payments will just be charged the new payment amount as soon as it goes into effect. For cryptocurrency users, it doesn’t work this way. Since all virtual payments must be authorized by the user, any change in payment requires the user to sign up again with their virtual wallet account. Thus, raising subscription prices can be more difficult when dealing with customers who use cryptocurrencies.
ambrpay has found a way through smart contracts to stay true to the crypto ideals of having a trustless system, where each individual is responsible for their own funds. All while making transactions cheaper, faster and the use of your cryptocurrency a more convenient and simpler experience.
ambrpay aims at bringing decentralized subscriptions to cryptocurrency. ambrpay creates and interacts with smart contracts on the blockchain. Customers can put their funds in these smart contracts from which the businesses that provide a service can take the necessary amount of crypto from. ambrpay provides the business with a web interface where they can manage their customers and their payments. ambrpay does not run its own blockchain or currency, can currently only work with blockchains that have the capabilities of running smart contracts (like the Ethereum blockchain). The global payment gateways market demand to grow steadily at a CAGR of around 17% by 2021.
Programme(s)
Régime de financement
SME-1 - SME instrument phase 1Coordinateur
8005 Zürich
Suisse
L’entreprise s’est définie comme une PME (petite et moyenne entreprise) au moment de la signature de la convention de subvention.