Rezultaty
Create and maintain a project website EeMMIP under the initiatve Energy Efficient Mortgages Initiative wwwenergyefficientmortgageseu The design of the EeMMIP website will be similar to that of EeMAP and EeDaPP aligning the three projects from a communication perspective It will be regularly updated offering general information about the project its partners and the relevant stakeholders It will inform about previous and forthcoming events and activities of the project as well as other relevant news on project topics
EeMMIP final eventA public final event will be organised at the end of the project with the participant of the project beneficiaries and stakeholders
Members of the Market Committee are appointed The governance structure is clearly defined
Roadmap for market uptakeBuilding on the knowledge and experience gained from the demonstrator projects, a roadmap for market uptake of the solutions identified will be developed, providing best practices to overcome market barriers beyond the demonstrator jurisdictions that supports necessary steps required by institutions and market actors in other jurisdictions to establish, promote and grow their energy efficiency mortgage markets.
Technical report reviewing literature on existing market and consumer research relevant for EEM
Best practice guidance for lending institutions and supervisory authoritiesBest practice guidance for lending institutions and supervisory authorities on how to integrate the energy efficiency of EEM in credit risk assessments and the supervisory framework respectively This will also include recommendations for national legislations that could present an obstacle for implementation of EEM
Technical Report on possible innovative solutionsAnalysis of innovative solutions across technological end to end processes or on incentive public and private instruments
Technical Report on existing energy efficiency legislation and gap analysisTechnical report detailing existing energy efficiency legislation with a relevance for EEM and analysing potential gaps in legislation and local enforcement which if overcome could support market development
Technical Report on Market ResearchTechnical Report presenting existing barriers to market development and the identification of potential innovative market actions needed to secure EEM market development and the role of different market participants It will include a robust mapping of the actors in the mortgage market system of each of the demonstrators ie lending institutions borrowers property valuers energy experts datasystems providers investors roles and the relationships between them ie the current value chain It will also analyse the processes present in each market resources and will analyse the relevant legislative and normative environment in which the actors operate rules
Technical Report on optimal value chain of actors, relationships and resources in demonstrator jurisdictionsTechnical report detailing an understanding of how to address and overcome challenges within the endtoend customer journey and EEM lifecycle within the demonstrator jurisdictions
Technical Report on appetite and readiness for EEM in selected third countriesTechnical Report considering the appetite and readiness for EEM in a small representative sample of third countries and providing a preliminary gap analysis together with a set of recommendations to encourage global uptake of EEM
Technical Report on identification/analysis of bottlenecksTechnical report summarising successful initiatives as well as barriers met in testing and assessing the endtoend customer journey for delivering EEM
Technical Report on Consumer ResearchTechnical report presenting research on consumer appetite for EEM on consumer propensity to engage with an EEM product and elasticity of demand around different product features and on the appeal and relevance of digital HEMS
Report on community building, dissemination and networkingA detailed report describing all WP7 activities implemented by Month 24
Guidance on priority public sector actions to support EEM market developmentGuidance on priority public sectors actions to support EEM market development and to be deployed in the first instance in the market demonstrators
Policy recommendations on current and future regulatory treatment of EEMA set of policy recommendations will be offered on the current and future regulatory treatment of EEM
Technical Reports assessing results of correlation analysis between energy efficiency and credit risk from a prudential perspectiveTechnical Reports presenting the first assessment M5 and the detailed analysis M12 of the implications of the correlation analysis conducted in previous projects and its potential implications for regulatory capital rules in relation to both standardised approaches and banks internal models for calculating RWAs
Technical Report on the ecosystem mapping and its analytic representation (Mapping of the major market chain actors the key pillars and relevant information and decisional flows to inform development of the market demonstrators
Communication and Dissemination planDefinition of EeMMIP dissemination and communication activities providing detailed information on brand recognition target groups media and synergies
Energy Efficient Mortgage Label ConventionFinal Label Convention defining the core characteristics required for an EEM to qualify for the EEM Label The convention will reflect learning from the testing in the demonstrator environments as well as regulatory developments and will allow for regular updates on an ongoing basis
Technical Report on relevant public support actions in relation to EEMTechnical report detailing relevant public support or grants and technical project development and capacity building assistance
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